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Protect yourself against identity theft

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IDENTITY THEFT: HOW TO PROTECT YOURSELF IN THE DIGITAL AGE

With the rise of digital tools, cases of identity theft are becoming more and more frequent. Even the most reputable companies are not immune to data breaches. Here are a few concrete tips to help you prevent this type of fraud.

1. Stay vigilant with your personal information

Never give outsensitive information by telephone or e-mail, unless you have initiated the communication yourself. When in doubt :

  • Check the caller’s identity
  • Contact the company directly using its official contact details
2. Secure your documents

To avoid information leaks, be sure to :

  • Keep your personal documents under lock and key
  • Use a secure mailbox
  • Destroy your old statements and invoices with a shredder
3. Protect your data on social networks

Do not publish sensitive personal information such as :

  • Your date of birth
  • Your marital status
  • Your full address
  • Your mother’s maiden name

Also beware:

  • Online surveys or games (often used to collect data)
  • Friend requests from unknown people (often robots or impersonators)
4. Be aware of identity fraud among children

If you receive a credit offer in your child’s name, a fraudster may have opened a credit file without their knowledge. When in doubt :

  • Contact credit bureaus (Equifax, TransUnion, Experian)
  • Ask to check or freeze your child’s credit file
5. Monitor your accounts regularly

Get into the habit:

  • Check your bank accounts every week
  • Consult your annual credit report (available free of charge from branches)

In the event of a fraudulent transaction, most institutions are able to cancel the transaction – but only within a certain period of time. prescribed period. Responsiveness is therefore crucial.

In the event of fraud: insurance solutions are available

or personal liability insurance can help you protect your identity or restore it quickly after an attack. Talk to your insurance broker to explore your options.

They’re on the lookout. So be on the lookout.