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Home insurance

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Your home—whether it is a house, condominium or a secondary residence—and your personal belongings are some of your most valuable assets.

As an owner or a tenant, would you have the financial capacity to cover a major loss such as a fire, theft or water damage?

Did you know that you could lose even more than your property? If you cause damages to a third party, you could be held financially responsible for those damages. Civil liability can not only cover the cost of these damages, but your legal fees as well.

These are just some of the reasons why it is essential to have home insurance tailored to your needs!

At Langelier Assurances, we can offer you the broadest available selection of coverage options at a fair price because our role as an independent intermediary permits us to negotiate on your behalf with several insurers with solid reputations.

Our firm also specializes in high-value home insurance. The insurers specialized in this field offer a professional evaluation of your residence, which in turn facilitates the settlement of claims.

That’s not all! We also offer specific coverage for your valuable belongings such as jewellery, furs, collections, fine art or even your wine cellar.

Want to reduce your home insurance premium? Here are a few tricks to help you save…
  • Combine your automobile and home insurance with the same insurer
  • Increase your deductible
  • Install a fire and intrusion alarm in your residence
Certain discounts also help substantially reduce your home insurance premium :
  • Discount for good credit rating
  • Discount for certain professions
  • Discount for retired persons 55 years or older
  • Age discount
  • Discount for non-smokers
  • Discount for homes free of mortgages

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