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Preventing water damage

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PREVENT WATER DAMAGE: 4 CRITICAL ZONES TO WATCH OUT FOR IN YOUR HOME

Fluctuating temperatures and winter conditions increase the risk of water damage in the home.

Here are a few practical tips, based on recommendations from our home insurers, to better protect your property.

 

1.INSPECT YOUR INDOOR PLUMBING
  • Check pipes and plumbing systems located on exterior walls – they are more at risk of freezing and bursting.
  • Place drip trays under your appliances (washer, water heater, air conditioner, etc.), especially if they’re above a living space.
  • Look for signs of leakage under sinks, basins and around faucets.
2. KEEP AN EYE ON THE BASEMENT AND MECHANICAL EQUIPMENT
  • A water heater has a lifespan of 10 to 13 years. After 10 years, you should consider replacing it to avoid a sudden leak.
  • Test your sump pump regularly (e.g. pour 19 liters of water into the drainage well).
  • Prepare a battery backup for power failures, which often occur at the same time as floods.
  • Check basement walls and ceilings for water stains and quickly identify the source.
3. PERFORM REGULAR INTERIOR MAINTENANCE
  • Inspect bathroom joints and caulking around tiles.
  • Watch for water stains, cracks in walls or signs of swelling around doors and windows.
  • Look for signs of damp or mold that could indicate slow infiltration.
4. INSPECT THE EXTERIOR OF YOUR PROPERTY
  • Check the roof for warped or damaged shingles.
  • Clean gutters and downspouts regularly to prevent water build-up.
  • Water must drain away from the foundation to prevent seepage into the basement.
  • Inspect caulking joints around exterior doors and windows, replacing any dry or cracked sealant.
IN SUMMARY

Regular preventive maintenance is your best protection against water damage at home. Talk to your home insurance broker to validate your existing coverage and avoid unpleasant surprises.