{"id":2377,"date":"2025-08-16T17:13:31","date_gmt":"2025-08-16T17:13:31","guid":{"rendered":"https:\/\/www.langelierassurances.com\/how-to-save-on-your-insurance-premiums\/"},"modified":"2025-08-16T17:13:31","modified_gmt":"2025-08-16T17:13:31","slug":"how-to-save-on-your-insurance-premiums","status":"publish","type":"post","link":"https:\/\/www.langelierassurances.com\/en\/how-to-save-on-your-insurance-premiums\/","title":{"rendered":"How to save on your insurance premiums!"},"content":{"rendered":"

7 TIPS FOR SAVING ON HOME AND CAR INSURANCE<\/span><\/h4>\n

Looking for concrete ways to reduce your insurance costs? <\/span><\/p>\n

Here are several effective strategies you can apply right now to save money on your home or auto insurance.<\/span><\/p><\/blockquote>\n

CAR INSURANCE: HOW TO LOWER YOUR PREMIUM?<\/span><\/h5>\n
    \n
  1. Are you retiring? <\/strong>Notify your car insurer! Your vehicle will probably be used less often, and only for personal travel, which reduces your annual mileage. Some insurers also offer discounts to members of associations for those aged 50 and over. <\/li>\n
  2. Buying a new vehicle?<\/strong> Install a tracking system or complete burying to prevent theft. Your insurer will recognize these preventive measures and may adjust your premium downwards. <\/span>
    \n<\/span><\/li>\n
  3. Adjust your deductibles:<\/strong> Higher deductibles (e.g., $500 or $1,000 for collision) often mean a lower annual premium.<\/span><\/li>\n
  4. Try telematics:<\/strong> Some insurers offer a device in your car that evaluates your driving habits. Safe driving = discount on your car insurance. <\/li>\n
  5. Combine your home and auto insurance<\/strong>: Bundling your coverage with the same insurer often results in a multi-product discount on each contract.<\/li>\n
  6. Has your vehicle reached a certain age?<\/strong> Consider removing certain coverages such as collision or rollover if its market value is low. This can significantly reduce your premium. <\/li>\n<\/ol>\n
    HOME INSURANCE: SAVINGS WITHIN YOUR REACH<\/span><\/h5>\n
      \n
    1. Increase your deductible:<\/strong> <\/span>Going from $250 to $500 or even $1,000 can reduce the cost of your home insurance premium.<\/span><\/li>\n
    2. Install a connected alarm system: <\/span><\/strong>A system linked to a central station for fire or theft, or water leakage sensors, can limit damage… and reduce your premium!<\/span><\/li>\n
    3. Notify your insurer of any renovations: <\/span><\/strong>Roof replacement, new water heater or other maintenance work? This can have a positive impact on your premium if you declare it to your home insurance broker. <\/span><\/li>\n
    4. Your mortgage is paid off: <\/span><\/strong>Inform your insurer, you may be entitled to a discount now that the house is entirely yours.<\/span><\/li>\n
    5. Call your insurer: <\/span><\/strong>Each company offers its own insurance discount program. A simple discussion could reveal unsuspected savings! <\/span><\/li>\n<\/ol>\n
      IN CONCLUSION<\/span><\/h5>\n

      Whether it’s car or home insurance, there are several simple ways to reduce your annual premium. A good idea? Talk to your insurance broker to make sure you benefit from every possible advantage. <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

      Here are several effective strategies you can apply right now to save money on your home or auto insurance.<\/p>\n","protected":false},"author":3,"featured_media":2376,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Save on your home and auto insurance premiums","_seopress_titles_desc":"Discover 7 tips to reduce your home and auto insurance premiums: deductibles, multi-product discounts, security systems and more.","_seopress_robots_index":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-2377","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-insurance"],"_links":{"self":[{"href":"https:\/\/www.langelierassurances.com\/en\/wp-json\/wp\/v2\/posts\/2377","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.langelierassurances.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.langelierassurances.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.langelierassurances.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.langelierassurances.com\/en\/wp-json\/wp\/v2\/comments?post=2377"}],"version-history":[{"count":0,"href":"https:\/\/www.langelierassurances.com\/en\/wp-json\/wp\/v2\/posts\/2377\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.langelierassurances.com\/en\/wp-json\/wp\/v2\/media\/2376"}],"wp:attachment":[{"href":"https:\/\/www.langelierassurances.com\/en\/wp-json\/wp\/v2\/media?parent=2377"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.langelierassurances.com\/en\/wp-json\/wp\/v2\/categories?post=2377"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.langelierassurances.com\/en\/wp-json\/wp\/v2\/tags?post=2377"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}